Credit Utilization Ratio | The Basics
Source: Avery Evans via Unsplash Our last blog post was a brief introduction to debt and focused on the debt-to-income ratio. We used Lebo's financial situation as an illustrative example. In this …
Read more »Debt-to-income Ratio | The Basics
Debt is one of those things we hate, but can't seem to live without. We use debt to purchase our cars, homes, fund our studies, and in some cases, pay for food and clothing. These days people are usin…
Read more »3 Easy Ways to Avoid the Janu-Worry Blues
It's been quite an eventful year, to say the least. 2020 brought with it a pandemic that shook the very ground we're on. We have had to plan, adjust, and re-adjust our budgets . This year has taug…
Read more »Emergency Funds | The Basics
An emergency fund is money you have set aside in case of emergencies. It covers unexpected expenses and/or emergencies you may face. Why it is important to have an emergency fund It is necessary to have a…
Read more »Top Money Lessons Beyoncé Taught Us | #BeyDay
All hail the queen (who turns 37 today)! #BeyDay Source: https://goo.gl/pciRyu Beyoncé certainly bows down to no one when it comes to her finances, so why should you? The superstar, who is worth $35…
Read more »#ThankfulTuesdays: 3 Money Truths I Am Thankful For
It is a wonderful Tuesday morning in Johannesburg. The sun is out, birds are chirping, and I am feeling pretty excited about tackling the rest of the week. Although the pressures of school, work, and life…
Read more »Top 3 Ways You Can Save Money This Long Weekend
HAPPY WOMEN'S DAY, SOUTH AFRICA! From left to right: Rahima Moosa, Lilian Ngoyi, Helen Joseph and Sophia Williams-De Bruyn. Our female predecessors worked hard and sacrificed much so that we may enj…
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