Credit Utilization Ratio | The Basics

Credit Utilization Ratio | The Basics

Source: Avery Evans via Unsplash   Our last blog post  was a brief introduction to debt and focused on the debt-to-income ratio. We used Lebo's financial situation as an illustrative example. In this …

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Debt-to-income Ratio | The Basics

Debt-to-income Ratio | The Basics

Debt is one of those things we hate, but can't seem to live without. We use debt to purchase our cars, homes, fund our studies, and in some cases, pay for food and clothing. These days people are usin…

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3 Easy Ways to Avoid the Janu-Worry Blues

3 Easy Ways to Avoid the Janu-Worry Blues

It's been quite an eventful year, to say the least. 2020 brought with it a pandemic that shook the very ground we're on. We have had to plan, adjust, and re-adjust our budgets . This year has taug…

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Emergency Funds | The Basics

Emergency Funds | The Basics

An emergency fund is money you have set aside in case of emergencies. It covers unexpected expenses and/or emergencies you may face. Why it is important to have an emergency fund It is necessary to have a…

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Top Money Lessons Beyoncé Taught Us | #BeyDay

Top Money Lessons Beyoncé Taught Us | #BeyDay

All hail the queen (who turns 37 today)! #BeyDay Source: https://goo.gl/pciRyu Beyoncé certainly bows down to no one when it comes to her finances, so why should you? The superstar, who is worth $35…

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#ThankfulTuesdays: 3 Money Truths I Am Thankful For

#ThankfulTuesdays: 3 Money Truths I Am Thankful For

It is a wonderful Tuesday morning in Johannesburg. The sun is out, birds are chirping, and I am feeling pretty excited about tackling the rest of the week. Although the pressures of school, work, and life…

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Top 3 Ways You Can Save Money This Long Weekend

Top 3 Ways You Can Save Money This Long Weekend

HAPPY WOMEN'S DAY, SOUTH AFRICA! From left to right: Rahima Moosa, Lilian Ngoyi, Helen Joseph and Sophia Williams-De Bruyn. Our female predecessors worked hard and sacrificed much so that we may enj…

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