Credit Utilization Ratio | The Basics

Credit Utilization Ratio | The Basics

Source: Avery Evans via Unsplash   Our last blog post  was a brief introduction to debt and focused on the debt-to-income ratio. We used Lebo's financial situation as an illustrative example. In this …

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Debt-to-income Ratio | The Basics

Debt-to-income Ratio | The Basics

Debt is one of those things we hate, but can't seem to live without. We use debt to purchase our cars, homes, fund our studies, and in some cases, pay for food and clothing. These days people are usin…

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3 Easy Ways to Avoid the Janu-Worry Blues

3 Easy Ways to Avoid the Janu-Worry Blues

It's been quite an eventful year, to say the least. 2020 brought with it a pandemic that shook the very ground we're on. We have had to plan, adjust, and re-adjust our budgets . This year has taug…

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Emergency Funds | The Basics

Emergency Funds | The Basics

An emergency fund is money you have set aside in case of emergencies. It covers unexpected expenses and/or emergencies you may face. Why it is important to have an emergency fund It is necessary to have a…

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I'll be taking a short break | Updates

I'll be taking a short break | Updates

Dear Friends, I'll be taking a short break from 27 June 2020 and will be back on 20 July 2020. Take care, eishstudentbudget™

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Budgeting for Beginners | The Basics

Budgeting for Beginners | The Basics

"The simplest definition of a budget is "telling your money where to go."" Tsh Oxenreider. Oftentimes we find ourselves thinking, "Where did all my money go?" One day we h…

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Cyber Monday Deals | How to Survive #CyberMonday

Cyber Monday Deals | How to Survive #CyberMonday

Hello, everyone! I hope you ( and your pockets!) survived #BlackFridayWeekend. It may be tempting to blow through a bank account this Cyber Monday, given that it is often believed that Cyber Monday…

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