Ready to start the new year on a fresh financial note? You're not alone. No doubt 2023 was rough, and there are certain things to leave behind in the new year.  It's time to leave behind old fin…

Source: Avery Evans via Unsplash   Our last blog post  was a brief introduction to debt and focused on the debt-to-income ratio. We used Lebo's financial situation as an illustrative example. In this …